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"It is unfortunate that the word “speculation” immediately suggests the word “stocks” to most people. When his neighbors gather at the 19th hole of the local country club and discuss the apparent prosperity of Henry Robinson, the local miller, their natural comment is that Henry is a shrewd business man.

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It occurs to no one to say that Henry is a successful speculator, though the flourishing state of his business may be due far more to his correctness in judging the wheat market than to his skill as a manufacturer or merchant. Though the speculation involved in the miller’s operations is incidental to his main business, it is speculation none the less. " - Philip L. Carret  The Art of Speculation  (1930)